David S. Bence
David is a member of the firm and his practice is focused on Finance, Commercial Transactions, and Aviation Finance. David has extensive experience representing lenders and borrowers on financing transactions, including multi-bank syndicated loans, commercial and industrial loans, direct purchase bond transactions, health care financing, and real property loans. He also regularly advises manufacturing companies, distributors and service providers on a wide range of commercial matters, including product sales and distribution, consignment arrangements, maintenance agreements and consulting agreements.
David also regularly practices in the area of aviation finance, including mortgage financing and operating leases of aircraft, aircraft engines, and aviation parts. He represents aircraft owners and operators in domestic and cross-border purchases, sales, financing and leasing of aircraft and related assets.
David is the Practice Group Leader of the firm's Finance and Real Estate Practice Group and has been selected by his peers as one of The Best Lawyers in America 2008-2016 editions.
Lender’s counsel for complex direct purchase bond financing transaction with a senior living facility.
Borrower’s counsel for $100 million asset-backed credit facility to steel manufacturer.
Assisted national bank with structuring and documenting letter of credit backed financing for senior living facility, including issues with Master Trust Indenture and related documents.
Borrower’s counsel for $200 million revolving credit facility for transportation company.
Lender’s counsel on term loan facility to regional airline, secured by aircraft engines and related aviation assets.
Highlights & Recognitions
- The Best Lawyers in America® 2008-2017
- The Best Lawyers in America® Cincinnati Banking and Finance Law Lawyer of the Year, 2012
- Selected for inclusion in the Ohio Super Lawyers® 2009, 2011-2014
- AV® Rated, Martindale-Hubbell®
Memberships & Affiliations
- American Bar Association
- Cincinnati Bar Association
- Ohio State Bar Association
- Ohio State Journal on Dispute Resolution, Member of Staff, 1988-1989; Chief Managing Editor, 1989-1990
- 168 Frost Brown Todd Attorneys Listed in The Best Lawyers in America© 2017
- 175 Frost Brown Todd Attorneys Listed in The Best Lawyers in America© 2016
- 175 Frost Brown Todd Attorneys Listed in The Best Lawyers in America© 2015
- 42 Frost Brown Todd Attorneys Recognized by Ohio Super Lawyers®
- 172 Frost Brown Todd Attorneys Recognized in 2014 Best Lawyers®
- David Bence Named Practice Group Leader for Lending Team
- 43 Frost Brown Todd Attorneys Recognized by Ohio Super Lawyers® and 17 Recognized by Ohio Rising Stars® for 2013
- 167 Frost Brown Todd Attorneys Recognized in 2013 Best Lawyers®
- 44 Frost Brown Todd Attorneys Recognized by Ohio Super Lawyers® and 15 Recognized by Ohio Rising Stars® for 2012
- 13 Frost Brown Todd Attorneys Recognized as 2012 “Lawyers of the Year”
- 150 Frost Brown Todd Attorneys Recognized in Best Lawyers® 2012 Edition
- 41 Frost Brown Todd Attorneys Recognized by Ohio Super Lawyers® and 14 Recognized by Ohio Rising Stars® for 2011
- 145 Frost Brown Todd Attorneys Recognized in Best Lawyers® 2011 Edition
Civic & Charitable Organizations
- Ascension & Holy Trinity Episcopal Church, Finance Chairman, 2005-2007 and 2016-present; Rector Search Committee, 2009-2010; Vestry 2016-present
- City of Wyoming, Ohio Economic Development Commission