Privacy

Commercial Financing Transactions

Consumer Credit

Electronic Funds Transfer

Financial Institutions Regulations

Privacy and Information Security Law Practice Area, Chair

Women's Initiative Steering Committee, Member

• Ohio

• Southern District of Ohio Western Division, 1979

• University of Cincinnati College of Law, J.D., 1979
• St. Joseph's College, Indiana, B.A., 1975, magna cum laude

Jane practices primarily in the areas of commercial and banking law and privacy and information security law.  She represents financial institution clients in a broad array of regulatory and commercial law matters, and has extensive experience with commercial and real estate financing transactions.  She concentrates her practice on the law governing commercial and real estate finance, electronic banking, and consumer law.  Prior to joining the Firm, she served as corporate counsel for several regional banks where she obtained extensive experience in bank operations.  In addition, she taught banking law for 12 years as an Adjunct Professor of Law at University of Cincinnati College of Law.  In 2001, she founded the Firm's privacy & information security practice area, and counsels clients with respect to their regulatory and industry-imposed obligations regarding their customers' and employees' personal information. 

Experience

$21,300,000 commercial mortgage loan on an office/manufacturing complex in Brevard County, Florida

$23,750,000 commercial mortgage loan to ten joint and several borrowers to finance a sale/leaseback transaction of ten stores in nine states for a major drug store chain

$22,000,000 commercial mortgage loan to provide permanent mortgage financing for a medical office complex in Hennepin County, Minnesota

$36,000,000 syndicated term/revolving credit - borrowing base/letter of credit facilities to 16 co-borrowers who operate an auto parts supply business secured by business assets and real estate

$37,500,000 construction loan financing for an apartment/retail complex in San Antonio, Texas

Experience: Representing Borrowers:

$32,700,000 secured revolving credit and term loan facility to a transportation company

$4,200,000 secured revolving credit facility to a retailer in the vending machine business with locations in 15 states

$1,680,000 purchase money real estate loan and $1,000,000 secured revolving credit loan to manufacturing company

Loan Workout Experience:

$22,738,000 Construction/Mezzanine Loan on Apartment Complex in Houston, Texas

$5,000,000 Real Estate Development and Construction Loan on Housing/Golf Course Project in Johnson County, Indiana

Privacy & Data Security Work

Represented multinational information management company in response to data security breach

Negotiated data processing and services contract for banking operations platform

Assisted medical research software manufacturer with obtaining DOC Safe Harbor Certification

Negotiated Non-Disclosure Agreement concerning use of consumer data for multinational manufacturing company

• AV® Rated, Martindale-Hubbell®

• Cincinnati Bar Association; CLE Advisory Committee
• Multilaw Privacy and Information Security Practice Group, Chair
• Ohio State Bar Association
• American Bar Association, Consumer Financial Services Committee
• International Association of Privacy Professionals

• Bureau of Consumer Financial Protection
• FAQ: FDIC new sweep disclosure Final Rule
• Sixth Circuit Rules Ohio Mortgage Broker Act Preempted by Office of Thrift Supervision - For Now
• ALP: As a Business That Extends Credit To Its Customers, Do I Need to be Concerned About the New Federal "Red Flag" Identity Theft Rules?
• Year End Issuances by Federal Regulators Address a Multitude of Privacy Issues
• Legislative Update – Federal Data Breach Notification Bills Move Forward
• EU Provides Additional Guidance for Binding Corporate Rules to Permit Cross-Border Data Transfer

Upcoming

Past

• Mercy Connections Board of Trustees, Secretary, 2003-2007
• Mercy Neighborhood Ministries, Chairperson, 2007- present - Board Governance Committee; Executive Committee
• Greater Cincinnati Chamber of Commerce, Women Excel Executive Advisory Committee, 2008- present
• WE Lead, Class IV, Member

Association Corporate Counsel, Cincinnati Chapter, Bridging the Pond: Privacy Law Developments, April, 2010

KNET, Key Data Privacy and Identity Theft Trends, November, 2009

Frost Brown Todd Global Personnel Group Seminar, Cross Border Data Transfers, April, 2009

Cincinnati Bar Association, Corporate Law Update, Recent Developments in Data Security Laws and Best Practices to Abate the Risk of Data Breach, November, 2008

Ecora Software, Developments in Privacy & Data Security Law, August, 2008

Information Privacy Protection in Australia, Privacy and Data Security Law Journal, September, 2006

Attitudes Toward Privacy:  A Comparison of India and the United States, Privacy and Data Security Law Journal, May, 2007

Year-End Issuances by Federal Regulators Address a Mulitude of Privacy Issues, Privacy and Data Security Law Journal, February, 2008

Global Data Privacy Tool (Multilaw Ltd.)

Contributions on the following privacy law topics:

Privacy Policies
Data Subject's Rights
Data Controller
Data Processing
Access
Fair Processing
Biometric Data
Unsolicited Communications
Consent

No Harm, No Recovery - The Present and Future of Data Security Breach Litigation after Pisciotta, Lexis-Nexis CLE, October 2010