Insurance Coverage, Fraud and Bad Faith

The Insurance Coverage, Fraud and Bad Faith Group at Frost Brown Todd is comprised of a team of litigators who represent the firm’s insurance clients in a broad range of cases involving insurance coverage analysis and litigation, insurance fraud and claims for bad faith and other extra-contractual damage. Frost Brown Todd’s insurance litigation team has extensive experience representing clients in a large number of insurance-related claims, including:

  • Advertising Injury and Personal Injury
  • Assault & Battery Exclusions
  • Arson
  • Bad Faith and Extra-Contractual Litigation
  • Builders Risk Policies
  • Business Interruption Claims
  • Class Action Litigation
  • Commercial Auto Policies
  • Commercial General Liability Insurance Coverage
  • Construction Defect Claims
  • Directors & Officers (D&O)
  • Employment Related Practices Exclusions
  • Environmental Coverage Claims
  • Errors & Omissions
  • Fraud
  • Intellectual Property
  • Manuscript Policies
  • Mold
  • Personal Auto Coverage
  • Professional Liability
  • Property Policies
  • Subrogation Claims
  • Workers' Compensation

Recognized Around the Country

Because of the depth and breadth of its experience, Frost Brown Todd is recognized around the country as one of the leading law firms for insurance coverage, fraud and extra-contractual damage cases. Our firm has nine offices throughout Ohio, Kentucky, Tennessee, Indiana and West Virginia, and we routinely handles insurance coverage claims in multiple jurisdictions, which include:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Delaware
  • Florida
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Michigan
  • Mississippi
  • New Jersey
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Tennessee
  • Texas
  • West Virginia
  • Wisconsin

Bad Faith Cases

Bad faith cases are critically important to insurance companies because the integrity of the company and its internal procedures are under direct attack, and the potential exposure from a punitive damage claim can have a direct and immediate impact on every insurance company’s bottom line. These type of insurance coverage cases involve complex legal and factual situations that, when combined with a claim for punitive damages, require a particular legal skill set. Our attorneys have many years of experience handling insurance coverage claims, and we routinely deal with the following issues:

  • Integrity of sophisticated claims handling procedures
  • Complex coverage issues
  • Attacks on the attorney/client and work product privileges, which are undertaken by plaintiffs in extra-contractual damage cases like no other case
  • Claims for punitive damages
  • Cases which deal with the honesty and integrity of insurance carriers and their representatives
  • Toxic torts

Representative Clients

  • Liberty Mutual Insurance Group
  • OneBeacon Insurance Group
  • Zurich Insurance Company
  • Encompass Insurance Company
  • The Hartford Insurance Company
  • WV Guaranty Association
  • Nationwide
  • Foremost
  • Electric Insurance Company
  • Great American Insurance Company
  • Farmers Insurance Group
  • National Casualty
  • Western Heritage
  • American International Group (AIG)
  • Cincinnati
  • Northland
  • Protective Life
  • American Home
  • American Safety
  • North Pointe