David S. Bence

T 513.651.6428
F 513.651.6981
301 East Fourth Street
Great American Tower, Suite 3300
Cincinnati, Ohio 45202

David is a member of the firm and his practice is focused on Finance and Commercial Transactions. David has extensive experience representing lenders and borrowers on financing transactions, including multi-bank syndicated loans, commercial and industrial loans, direct purchase bond transactions, health care financing, and real property loans. He also regularly advises manufacturing companies, distributors and service providers on a wide range of commercial matters, including product sales and distribution, consignment arrangements, maintenance agreements and consulting agreements.

David is a member of the firm's Executive Committee. From 2013 to 2018, he served as the Practice Group Leader of the firm's Finance and Real Estate Practice Group. David has been selected by his peers as one of The Best Lawyers in America 2008-2019 editions.


Lender’s counsel for complex direct purchase bond financing transaction with a senior living facility.

Borrower’s counsel for $100 million asset-backed credit facility to steel manufacturer.

Assisted national bank with structuring and documenting letter of credit backed financing for senior living facility, including issues with Master Trust Indenture and related documents.

Borrower’s counsel for $200 million revolving credit facility for transportation company.

Lender’s counsel on term loan facility to regional airline, secured by aircraft engines and related aviation assets.

Highlights & Recognitions

  • The Best Lawyers in America® 2008-2019
  • The Best Lawyers in America® Cincinnati Banking and Finance Law Lawyer of the Year, 2012
  • Selected for inclusion in the Ohio Super Lawyers®  2009, 2011-2014
  • AV® Rated, Martindale-Hubbell® 

Memberships & Affiliations

  • American Bar Association
  • Cincinnati Bar Association
  • Ohio State Bar Association
  • Ohio State Journal on Dispute Resolution, Member of Staff, 1988-1989; Chief Managing Editor, 1989-1990

Civic & Charitable Organizations

  • Ascension & Holy Trinity Episcopal Church, Finance Chairman, 2005-2007 and 2016-2018; Rector Search Committee, 2009-2010; Vestry 2016-2018
  • City of Wyoming, Ohio Economic Development Commission, 2014-2017

Other Contact Info


Sandra Jackson
T 513.651.6797